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Home Buildings and Contents insurance
Your home is your most precious possession. With Allianz Home and Contents insurance, you’ll enjoy the following features:
- Up to 10% discount if you combine your Home and Contents Cover on the same policy.†
- A no claim bonus of up to 30%.*
- Legal liability up to $20 million.^
- Up to $5,000 cover for fraudulent use of your lost or stolen credit card.^
- New-for-old replacement of most contents (regardless of age).
- Guests’ and Visitors’ Property Cover up to $5,000.
- Up to 12 months’ temporary accommodation if your home uninhabitable following an insured event.
- Up to $500 to replace food should your fridge / freezer break down or suffer an accidental power loss.^
- Optional Personal Effects Cover to protect your valuable personal items, like an MP3 player, camera or mobile phone, against loss or damage anytime, anywhere in Australia – plus up to 35 days of overseas cover a year.
*Conditions apply. To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for a reduced No Claim Bonus.
† Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. if you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
^ This benefit is available with Allianz Classic Home Insurance for Financial Institution Customers.

